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Getting started finding the right health insurance
In 2020, health insurance premiums are set to decrease again. Across the country, there are an increasing number of carriers offering coverage and in turn, the public will have more options when choosing their health insurance plans. If you’re debating between an individual medical plan, a short-term medical plan, or a marketplace plan, consider the following perks of marketplace plans:
PRE-EXISTING CONDITIONS
If you have a pre-existing condition, consider a marketplace plan, which cannot deny coverage due to medical history.
ESSENTIAL HEALTH BENEFITS
By law, a marketplace plan must cover the Ten Essential Health Benefits, which include preventative care, emergency services, mental health, pregnancy and newborn care, and more.
PRESCRIPTION DRUGS
If you take medications, consider a marketplace plan, as they are legally required to include prescription drug coverage.
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